1. What products does UEEx Financial offer?
Currently, UEEx provides:
- USDT Flexible Savings: Deposit and withdraw anytime, interest accrues daily, stable returns.
- UE Flexible Savings: Supports UE (the platform token), redeem anytime, higher yields.
- UE Fixed-Term Savings: Requires locking for a certain period, offers higher annualized yields.
2. What is the difference between Flexible and Fixed-Term Savings?
- Flexible Savings: Subscribe and redeem anytime, high liquidity but lower yield.
- Fixed-Term Savings: Funds are locked for 7/30/365 days (depending on the product). Principal and interest are distributed at maturity, with higher rates.
3. How are yields calculated and distributed?
- Flexible products: Interest accrues daily and is distributed daily.
- Fixed-term products: Interest is calculated based on the lock-up period. Principal + interest are distributed in one payment at maturity.
4. Is my capital at risk?
UEEx Financial is a crypto asset investment product, different from bank deposits, and not government-insured.
Risks mainly include:
- Price volatility of UE (platform token)
- Overall market risks
5. Can I redeem early?
- Flexible products: Can be redeemed anytime. Principal is unaffected; only unaccrued interest for the day will not be included.
- Fixed-term products: Some products allow early redemption, but you may lose part or all of the interest.
6. What is the minimum subscription amount?
- USDT Flexible Savings: Minimum 10 USDT
- UE Flexible Savings: Minimum 10,000 UE
- UE Fixed-Term Savings: Minimum 5,000 UE
7. How do I subscribe and redeem?
- Go to the Financial page and select the desired product (USDT/UE).
- Enter the amount and confirm to complete subscription.
- To redeem, go to Financial Records. Flexible products are credited instantly; fixed-term products are automatically settled at maturity.
8. How can I check my yields and savings records?
Go to Assets → Financial Records to view your holdings, accumulated yields, and transaction details.
9. Why does UE Savings offer higher yields than USDT?
- USDT: A stablecoin, lower risk, stable yields.
- UE: The platform token, offers higher returns but carries price volatility risk.
⚠️ Risk Warning
UEEx Financial is a digital asset wealth management product. Principal and fixed returns are not guaranteed.
The crypto market is highly volatile and carries risks. Please allocate assets wisely and only invest funds you can afford to lose.
The final interpretation right belongs to UEEx official.