Welcome to the stock trading service provided by UEEx (hereinafter referred to as the “Platform,” “UEEx,” “we,” “us,” or “our”). This UEEx Stock Trading Service User Agreement (hereinafter referred to as this “Agreement”) is a legal agreement between you (hereinafter referred to as the “User” or “you”) and the Platform concerning your use of the Platform’s stock trading service.

Before using the Service, you must carefully read and fully understand all provisions of this Agreement, particularly those relating to exclusions or limitations of liability, governing law, and dispute resolution. By selecting the option indicating your acceptance of this Agreement or by actually using the Service, you acknowledge that you have read and agreed to be bound by this Agreement in its entirety.

1. Service Overview and Trading Channels

1.1 Service Description

The Platform allows users to use specified digital assets, such as USDT, to buy and sell selected stocks listed in the United States and Hong Kong, exchange-traded funds (“ETFs”), and other related securities products (collectively, “Securities Assets”).

1.2 Order Execution and Partner Brokers

The Platform provides the technical interface and order-routing services. All securities trading instructions you submit through the Platform will be routed to our partner licensed underlying brokers (collectively, “Partner Brokers”) for actual order execution, clearing, and settlement.

The Platform does not guarantee the final execution price or execution speed of any order. All transactions are subject to the actual execution results provided by the relevant Partner Broker.

2. Asset Custody and Beneficial Ownership—Nominee Structure

2.1 Nominee Account

All Securities Assets purchased through the Platform will be held in the name of the Platform or a nominee designated by the Platform, a Partner Broker, or a custodian. You agree to and authorize us and our partners to hold the relevant Securities Assets on your behalf.

2.2 Beneficial Owner

Although the Securities Assets are registered in the name of a nominee, you are the sole beneficial owner of those Securities Assets. You are entitled to the economic benefits generated by such assets, including capital gains and dividends, and bear the economic risks associated with holding them.

2.3 Limitations on Rights

As a beneficial owner, your rights are subject to the limitations of the nominee structure. In particular, you understand and agree that:

• You will not receive physical stock certificates.
• You will generally not be entitled to participate directly in shareholders’ meetings of the underlying companies or exercise voting rights. Neither the Platform nor any Partner Broker is obligated to exercise voting rights on your behalf.
• You may not directly transfer Securities Assets purchased through the Platform to a personal securities account held with another broker. Transfer services such as ACATS are not supported. You may only close your positions by selling the relevant Securities Assets through the Platform.

3. Funds and Currency Conversion

Digital Asset Funding and Settlement

The Platform’s securities trading service supports USDT as a funding medium. You acknowledge that traditional securities markets use fiat currencies, such as U.S. dollars and Hong Kong dollars, for pricing and settlement.

Before purchasing stocks, you must convert USDT into USD or HKD. Conversion fees will be calculated in real time based on the funding and withdrawal exchange rates provided by the Platform.

4. Corporate Actions and Dividends

4.1 Dividend Payments

If the Securities Assets you hold generate cash dividends, the Platform will credit the dividend amount corresponding to your beneficial interest to your account after the relevant Partner Broker receives the dividends.

Important: Dividends credited to you will be net of all applicable taxes, including U.S. non-resident alien withholding tax, and any related processing fees. The Platform does not provide tax advice. You are solely responsible for your applicable tax obligations.

4.2 Stock Splits and Reverse Stock Splits

If a stock split, reverse stock split, or similar corporate action occurs, the Platform will adjust the quantity and price of the Securities Assets in your account according to the processing results provided by the relevant Partner Broker.

The Platform does not provide fractional-share trading. All transactions are conducted in whole shares. The Platform may settle in cash any fractional share resulting from a corporate action.

5. Risk Disclosure and Disclaimers

5.1 Market Risk

Securities prices are affected by numerous factors and are inherently uncertain. You may lose some or all of your invested principal. You acknowledge that you have the appropriate risk tolerance and accept sole responsibility for the consequences of all investment decisions you make.

5.2 System and Technology Risks

The Platform and its Partner Brokers rely on the internet, computer systems, and third-party data sources. To the extent permitted by applicable law, the Platform will not be liable for any trading delay, failure, or loss not caused by the Platform’s intentional misconduct, including those arising from force majeure events, network disruptions, API failures, Partner Broker system outages, or delayed or inaccurate market data.

5.3 Price Discrepancy Disclaimer

Securities market data displayed on the Platform may be delayed. The execution price of your order depends on market liquidity and the relevant Partner Broker’s order-routing logic. The actual execution price may differ from the quote displayed by the Platform when you submit the order. The Platform is not responsible for any slippage.

5.4 Regulatory and Compliance Risks

You represent and warrant that your use of the Service complies with the laws and regulations of the country or region in which you are located.

Due to changes in regulatory policies, the Platform may restrict, suspend, or terminate access to securities trading services for users in certain countries or regions at any time and without prior notice. In particular, the Service is not available to U.S. residents or users located in regions subject to U.S. sanctions.

6. Amendment and Termination of This Agreement

6.1 Amendments

The Platform reserves the right to amend this Agreement at any time. The amended Agreement will be published through a notice on the Platform. If you continue to use the Service after an amendment takes effect, you will be deemed to have accepted the amended Agreement.

6.2 Termination of Service

If the Platform determines that you have violated this Agreement or are suspected of engaging in money laundering, fraud, or other illegal activities, the Platform may immediately freeze your account, forcibly liquidate your Securities Assets, and terminate the provision of the Service to you.

7. Governing Law and Dispute Resolution

The formation, effectiveness, performance, interpretation, and dispute resolution of this Agreement will be governed by the laws of [insert the jurisdiction in which the Platform is registered or another designated jurisdiction, such as the Hong Kong Special Administrative Region or the Republic of Seychelles].

Any dispute arising out of or relating to this Agreement must first be resolved through good-faith negotiations between the parties. If the dispute cannot be resolved through negotiation, either party may submit it to a court of competent jurisdiction or an arbitration institution in the jurisdiction where the Platform is located.